Price from productive hours, not total hours
Estimating, travel, admin, follow-up, and rework consume part of every week. Build your rate from the hours you can realistically bill.
Contractor & service business pricing tool
RateXBuild calculates a sustainable project price from the income your business needs — overhead, estimated tax reserve, contingencies, and margin included. No account required.
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Materials, equipment, subcontractors, permits, and other job-specific costs.
Default 25 — leave room for estimating, travel, admin, and follow-up.
SE tax ~15.3% plus a mid-range federal/state income-tax estimate.
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Estimating, travel, admin, follow-up, and rework consume part of every week. Build your rate from the hours you can realistically bill.
Your price should leave room for estimated self-employment and income taxes. Treat the tax setting as a planning reserve, not tax advice.
If a customer needs a lower total, reduce scope or options rather than cutting below the rate your business needs to stay sustainable.